1. Advances:


    • In normal case: Three months pay or half the amount at credit, whichever is less and recoverable in not more than 24 equal monthly installments.
    • In special case: No limit. Advance is to be recovered in not more than 36 installments, if it exceeds 3 months pay.
  2. Withdrawals:

    • Normally one half of the amount at credit or six months’ pay, whichever is less;
    • Upto three-fourth of the amount at credit at the discretion of the sanctioning authority.--Rule 16 (1)
    • Upto 90% of balance at credit.


      [Reference: GPF (CS) Rules]